home country prudential supervisors and deposit insurance funding systems were stricter than the target‘s. For target banks …

acquiring banks value profitable, high-growth and low risk targets. We also find that the strength of bank regulation and … regimes and stronger deposit insurance schemes lower the takeover premiums paid by acquiring banks. This result, presumably in …

Asset securitization offers banks the possibility of altering their capital structures and the financial intermediation … policies of banks. In particular, we present evidence of more intense use of securitization by banks (i) with stronger growth … financing choices of small and medium-sized banks and non-listed banks, which are likely to face more severe adverse selection …

profits of Spanish banks, in the period 1983-2003. We find that the growth in the stock of IT capital explains one third of … output growth of banks, and that an additional investment in IT of one million euros may be substituted for twenty ….22 for deposits and 0.11 for loans. For all the assets considered, the null hypothesis that banks use the profit …