While banks may change their credit supply due to bank balance-sheet shocks (the local lending channel), firms can … identify the aggregate (firm-level) effects of the lending channel and estimate the impact of banks’ ability to securitize …

This paper analyses the impact of loan market competition on the interest rates applied by euro area banks to loans and … bank interest rates, we likewise find that banks tend to price their loans more in accordance with the market in countries … heavier in the loan market than in the deposit markets, so that banks compensate for their reduction in loan market income by …

home country prudential supervisors and deposit insurance funding systems were stricter than the target‘s. For target banks …

acquiring banks value profitable, high-growth and low risk targets. We also find that the strength of bank regulation and … regimes and stronger deposit insurance schemes lower the takeover premiums paid by acquiring banks. This result, presumably in …

This paper forms part of the research on the transmission of monetary policy via the interest rates of Spanish banks … and savings banks, analysed from a disaggregated perspective. In this respect, it considers structural factors that cannot …