We assess the effects of reforms in product and labor markets in a model economy featuring credit restrictions and pre …

models spatial price competition between bank branches jointly with banks’ decisions on the opening or closing of branches … based on profit expectations. The model predicts that more productive banks set lower (higher) interest rates on loans … when the number of banks decreases, provided that banks continue expanding their branch network. The empirical …

constraints that tie investors credit capacity to the value of their real estate holdings. Banks set optimal lending rates taking … highly competitive banks. Key to this last result is the reaction of housing prices and their effect on borrowers' net worth …. The response of housing prices is more pronounced when competition among banks is stronger, thus making borrowers' net …

acquiring banks value profitable, high-growth and low risk targets. We also find that the strength of bank regulation and … regimes and stronger deposit insurance schemes lower the takeover premiums paid by acquiring banks. This result, presumably in …

home country prudential supervisors and deposit insurance funding systems were stricter than the target‘s. For target banks …

assets to complement the IT capital. The investment model is estimated using data from Spanish banks on assets of different …

. At the same time, we compare this aspect of Japanese corporate governance with the shareholdings of banks in the same … group of firms. Our results show that the equity investments of financial investors — institutional investors and banks — in … listed on the Tokyo and Osaka Stock Exchanges, with banks being the largest group of these financial investors. Further …

profits of Spanish banks, in the period 1983-2003. We find that the growth in the stock of IT capital explains one third of … output growth of banks, and that an additional investment in IT of one million euros may be substituted for twenty ….22 for deposits and 0.11 for loans. For all the assets considered, the null hypothesis that banks use the profit …

This paper analyses the impact of loan market competition on the interest rates applied by euro area banks to loans and … bank interest rates, we likewise find that banks tend to price their loans more in accordance with the market in countries … heavier in the loan market than in the deposit markets, so that banks compensate for their reduction in loan market income by …