profits of Spanish banks, in the period 1983-2003. We find that the growth in the stock of IT capital explains one third of … output growth of banks, and that an additional investment in IT of one million euros may be substituted for twenty ….22 for deposits and 0.11 for loans. For all the assets considered, the null hypothesis that banks use the profit …

This paper analyses the impact of loan market competition on the interest rates applied by euro area banks to loans and … bank interest rates, we likewise find that banks tend to price their loans more in accordance with the market in countries … heavier in the loan market than in the deposit markets, so that banks compensate for their reduction in loan market income by …

assets to complement the IT capital. The investment model is estimated using data from Spanish banks on assets of different …

. At the same time, we compare this aspect of Japanese corporate governance with the shareholdings of banks in the same … group of firms. Our results show that the equity investments of financial investors — institutional investors and banks — in … listed on the Tokyo and Osaka Stock Exchanges, with banks being the largest group of these financial investors. Further …

proposed in the new Basel Accord. Using regulatory returns for UK banks and building societies, we empirically assess how … changing a firm's individual capital requirement affects its capital ratio. We find that banks faced with an increase in …

A remarkable fact of the mushrooming remittances market is the absence of commercial banks as relevant players …'s) due to migrants' mistrust to banks, which hinders the access of banks to the market. Altruism compounded with a non …-competitive market allows MTO's to set excessively high remittance fees and to attain monopolistic rents. The model shows that banks can …

home country prudential supervisors and deposit insurance funding systems were stricter than the target‘s. For target banks …