developing a better understanding of credit and its mechanisms. A rapidly growing strand of the literature views banks as facing …. This work explores the way banks in Colombia manage their balance sheet and sheds light into the dynamics of credit and …

ori- ented towards creating the necessary market conditions for banks to enhance their e±ciency. …

We study the existence of a monetary policy transmission mechanism through banks in Colombia, using monthly banks … transmission across banks depending on banks-specific characteristics. …

In this paper we seek to assess the ability of banks to withstand the e?ects of an increase in credit risk as a result … macroeconomic shock on bank’s performance indicators, such as the NPL ratio, the return on assets, and the capital adequacy ratio …. The results suggest that most Colombian banks are able to withstand a large shock to economic activity. We also perform a …

exogenous reserve requirements and requirement period, competitive trading among heterogeneous commercial banks, daily open …