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The recent global financial crisis has led central banks to rely heavily on "unconventional" monetary policies. This …
Persistent link: https://www.econbiz.de/10008460502
financial crisis. Were these public recapitalisations followed by a reduction of risk in banks' loan books? To answer this … question, in this paper the balance sheets and syndicated loan portfolios of 87 large internationally active banks …, approximately half of which were rescued during the crisis, are analysed for the period 2000-10. Evidence is presented that banks …
Persistent link: https://www.econbiz.de/10010849806
This study outlines a methodology for mapping the increases in capital and liquidity requirements proposed under Basel III to bank lending spreads. The higher cost associated with a one percentage point increase in the capital ratio can be recovered by increasing lending spreads by 15 basis...
Persistent link: https://www.econbiz.de/10008725980
Banks that enjoyed generous external financial support tended to under-price risk in the international syndicated loan … market and did not show signs of innovation in their loan participations. Loans arranged by such banks had on average lower … spreads (controlling for risk and other characteristics) and these banks retained loans that were on average priced below …
Persistent link: https://www.econbiz.de/10005127785
the bank.s lending cycle that results in an easing of credit standards. This easing of standards may be compounded by … individual US banks over the period 1980-2000. We employ over 200,000 observations on commercial loan growth measured at the bank …
Persistent link: https://www.econbiz.de/10005063324
Bank capital ratios have increased steadily since the financial crisis. For a sample of 94 large banks from advanced … reductions in risk weights playing a lesser role. On average, banks continued to expand their lending, though lending growth was … relatively slower among European banks. Lower dividend payouts and (for advanced economy banks) wider lending spreads have …
Persistent link: https://www.econbiz.de/10010798197
regards the role of law. It then discusses the application of competition policy to banks before and during the crisis, and …
Persistent link: https://www.econbiz.de/10008763375