follows the methodology of Malmendier and Nagel (2011) and applies it to a novel data set on household finances covering euro … highlights the relevance of personal experiences for household behavior. …

the value of their housing stock. The purpose of this paper is to quantify the role of collateralized household debt in …

The author constructs a formal analytic framework to simulate the impact of various economic shocks on the household … household credit growth based on income, interest rates, and housing prices. To illustrate the usefulness of his approach, the …

Rising levels of household indebtedness have created concerns about the vulnerabilities of households to adverse …) for the household sector. Data from an Ipsos Reid Canadian Financial Monitor survey are used to construct the actual DSR …, cross-sectional data are used to estimate debt-growth equations as a function of household income, interest rates and …

The household debt-to-disposable income ratio in Canada increased from 110 per cent in 1999 to 127 per cent in 2007 … the DSR distributions for Canada and the U.S. The cross-country comparison suggests that, in 2004, the household sector in …

markets and for more dominant banks. We find support for the predictions of the model using a panel of household survey data …

Canadian household-level data that reports the uses of debt, we begin by looking at the relationship between house prices and … household debt all along the conditional debt distribution. This suggests that the household-level relationship between house …