lending. We do so by running panel regressions using a rich new data set, exploiting variation in individual bank capital …We estimate the effect of changes in microprudential regulatory capital requirements on bank capital ratios and bank … initially held over the regulatory minimum. Second, capital requirements affect lending with heterogeneous responses in …

the aggregate bank capital requirement during an economic upswing is associated with a reduction of lending, with the …This paper estimates the effect of changes in capital requirements applied to all UK-resident banks on lending by … effect larger for lending to corporates than for that to households. The impact on GDP growth is statistically insignificant. …

bank lending is surprisingly underexamined, given the central importance ascribed to this channel of contagion by … quarterly to the Bank of England. I find that the shock to foreign funding caused a substantial pullback in domestic lending … subsidiaries and branches reduced lending by a larger amount than domestically owned banks, while the latter calibrated the …

lending to UK residents. Specifically, we use write-offs on loans to non-residents to instrument bank capital’s impact on UK …This paper assesses how shocks to bank capital may influence a bank’s portfolio behaviour using novel evidence from a … UK bank panel data set from a period that pre-dates the recent financial crisis. Focusing on the behaviour of bank loans …

The regulation of bank capital to improve the resilience of the financial system and, related to this aim, as a means …, regulators have imposed time-varying, bank-specific minimum capital requirements since Basel I. Over the 1998-2007 period, UK …-regulated banks reduced lending in response to tighter capital requirements. But non UK-regulated banks (resident foreign branches …

this shock by aggregating bank-to-bank cross-border credit flows and by using the external instrumental variable approach …