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Housing finance in France in 2012.
Point E.; Capitaine G.; Clerc V.; LE Quéau L. - Banque de France - 2013
In a context of declining housing sales and decreasing prices, the annual survey on housing finance carried out by the Autorité de Contrôle prudentiel et de Résolution (ACPR) recorded a 27.6% decrease in loans extended in 2012. Outstanding loans experienced their lowest annual growth since...
Persistent link: https://www.econbiz.de/10010929736
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Optimal Capacity in the Banking Sector and Economic Growth.
Amable, B.; Chatelain, J.-B.; De Bandt, O. - Banque de France - 2001
banking system. For that purpose, we consider an overlapping generation model with endogenous growth. There is horizontal … differentiation and imperfect competition in the banking sector. Macroeconomic shocks affect the return on capital and, together with … the expectations of depositors, condition the stability of the banking sector. We specify to what extent deposit insurance …
Persistent link: https://www.econbiz.de/10005036182
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Optimal Capacity in the Banking Sector and Economic Growth.
Amable, B.; Chatelain, J.-B.; De Bandt, O. - Banque de France - 2001
banking system. For that purpose, we consider an overlapping generation model with endogenous growth. …
Persistent link: https://www.econbiz.de/10005487051
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Can Financial Infrastructures Foster Economic Development?.
Amable, B.; Chatelain, J.-B. - Banque de France - 2001
In this paper, financial infrastructures increase the efficiency of the banking sector: they decrease the market power …
Persistent link: https://www.econbiz.de/10005487052
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Financing SMEs in Europe
Balling, Morten (ed.); Bernet, Beat (ed.); Gnan, Ernest (ed.) - Conference on "Financing SMEs in Europe" <2008, Paris>; … - 2009
Small and medium-sized enterprises are a centrepiece of Europe's economy. Due to their limited size and their generally lower creditworthiness, their access to financial market instruments is more limited than for large enterprises, which benefit from more elaborate Treasury operations,...
Persistent link: https://www.econbiz.de/10011705468
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Le financement des professionnels de l’immobilier par les banques françaises en 2013.
Frappa S. - Banque de France - 2014
Malgré un contexte économique toujours difficile, le total des crédits accordés aux professionnels de l’immobilier par les principales banques françaises, tel qu’il ressort de l’enquête annuelle du Secrétariat général de l’Autorité de Contrôle prudentiel et de Résolution...
Persistent link: https://www.econbiz.de/10010939333
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Housing finance in France in 2013.
Point E.; Le Quéau E. - Banque de France - 2014
The French housing market showed some recovery in 2013 amid furthermoderate price falls in the Paris area, Île de France and the rest of the country,at -1.5%, -1.6% and -1.4% respectively, and as interest rates stabilised athistorically low levels. The volume of transactions for existing homes,...
Persistent link: https://www.econbiz.de/10010928890
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Le marché de la titrisation en Europe : caractéristiques et perspectives.
Kern E. - Banque de France - 2014
- Contrairement au marché américain, le marché de la titrisation européenne ne s’est pas totalement effondré avec la crise financière de 2008, même s’il a connu depuis une certaine atonie. La plus grande attention désormais apportée à la qualité des actifs sous-jacents a permis un...
Persistent link: https://www.econbiz.de/10010928891
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Commercial property financing in France in 2012.
Point E.; Aqochih A.; Huang F. - Banque de France - 2013
In a still depressed global economic environment, the main French banks significantly reduced their production to the commercial property sector in 2012 (-13.3%).1 This decrease is similar to the one observed between 2008 and 2009 (-13.2%) and mainly stems from two components: on the one hand,...
Persistent link: https://www.econbiz.de/10010929738
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Grandes tendances de l’épargne des ménages français au bilan des banques et des assurances : juin 2012 – juin 2013.
Feller J.-B. - Banque de France - 2013
La structure du patrimoine financier des ménages français et son évolution sont des éléments importants dans l’appréciation de la situation des banques et des assurances. Cette structure évolue peu depuis 2011 ; à fin juin 2013, les placements des ménages sont composés...
Persistent link: https://www.econbiz.de/10010929739