This paper explores the role of diversification and size in protecting information. We present a simple two period …

banking system. For that purpose, we consider an overlapping generation model with endogenous growth. There is horizontal … differentiation and imperfect competition in the banking sector. Macroeconomic shocks affect the return on capital and, together with … the expectations of depositors, condition the stability of the banking sector. We specify to what extent deposit insurance …

banking system. For that purpose, we consider an overlapping generation model with endogenous growth. …

In this paper, financial infrastructures increase the efficiency of the banking sector: they decrease the market power …

potential and, in particular when it comes to lack of risk capital, their innovation and R&D activity. Against this background … presented and evaluated. Second, the nexus between financing constraints and the growth and profitability of SMEs was … bank credit for SMEs, the consequences of Basel II on credit risk analysis and SMEs' possible strategic replies were …

solvency, which is the main lending criterion, althoughsome risk indicators stabilised at high levels: - The initial maturity … floating-rate loans, which entail the highest risk for borrowers, were no more than 4.8% of total loans at end-2013. Interest … lender’s lien, or by a guarantee issued by a credit institution or an insurance company; - The cost of risk on housing loans …

the assessments made by the Joint Forum and the International Monetary Fund, even though some risk indicators stabilised … highest risk for borrowers, only accounted for 3% of total loans at the end of 2012. Interest-only loans continued to … death or work disability, they are still exposed to unemployment risk as only a small fraction of their customers has …