bank credit for SMEs, the consequences of Basel II on credit risk analysis and SMEs' possible strategic replies were …

This study attempts to distinguish, in the impact on credit in France, between the effects of stock market shocks … positive credit gap but it was not entirely offset in 2004. …

credit market integration across jurisdictions impact the desirability of a currency union. We show that when those … impediments induce a higher cost for banks to manage cross-border credit compared to domestic credit, welfare may not be maximal …

With the Euro Area context in mind, we show that currency arrangements impact on credit available through default … incentives. To this end we build a symmetric two-country model with money and imperfect credit market integration. Differences in … credit market integration are captured by variations in the cost for banks to grant credit for cross-border purchases. We …

monetary policy does alter bank loan supply, with the effects most dependent on the liquidity of individual banks. Unlike in … the US, the size of a bank does generally not explain its lending reaction. We also show that the standard publicly …

demonstrate the efficiency of credit standards which constrain the households’ indebtedness. On average, credit risk tends to grow …’s growth and the ratios’ growth is not monotonic. Portfolio credit risk culminates in tranches close to the 100% LTV and the 35 …