bank credit for SMEs, the consequences of Basel II on credit risk analysis and SMEs' possible strategic replies were …

heterogeneous patterns in the interest rates paid to borrow unsecured funds once bank size and other bank and market factors that …, but the economic size of the effect is small. Bank reputation and perceived credit riskiness are the most relevant factors … “punishment”, which possibly reflects market discipline. Bank reputation becomes even more important. (3) After Lehman …

from an implicit bank specific capital target and macro impacts of capital shortages on aggregate lending. (i) Our … quantitative country-wide index of bank capitalisation is consistent with the qualitative reports of the ECB Bank Lending Survey …

leverage of the financial system, and prompted proposals by bank supervisors to significantly tighten bank capital requirements … new approach based on a data-rich environment at both the micro (bank) level and the macro level, using a combination of … bank panel regressions and macroeconomic factor models. We first identify bank leverage shocks at the micro level and …

monetary policy does alter bank loan supply, with the effects most dependent on the liquidity of individual banks. Unlike in … the US, the size of a bank does generally not explain its lending reaction. We also show that the standard publicly …