We exploit a unique monthly dataset of bank balance sheets to document the lending behaviour of euro area banks that … were subject to the EBA's 2011/12 Capital Exercise. This exercise was announced in October 2011 and required large European … banking groups to meet a higher Tier 1 capital ratio by June 2012, after accounting for an unprecedented temporary buffer …

provision of central bank liquidity to banks has on the credit supply to firms. We control for credit demand by examining firms … banks bid more, and larger borrowers benefited more. The opportunity to substitute long-term central bank borrowing for …

costs for banks of the increase in capital requirements under Basel III. We bring empirical evidence on this issue by …-2012, controlling for risk-taking as well as a range of variables including the business model. We find that an increase in capital … leads to a significant increase in ROE, albeit the economic effect is modest. Furthermore, the method chosen by a bank to …

capital requirements. We use a unique database for the French banking sector between 2003 and 2011 combining confidential bank …-level Bank Lending Survey answers with the discretionary capital requirements set by the supervisory authority. We find that on …This paper examines the sensitivity of non-financial corporate lending to banks' capital ratio and their supervisory …

In this paper, financial infrastructures increase the efficiency of the banking sector: they decrease the market power … (due to horizontal differentiation) of the financial intermediaries, lower the cost of capital, increase the number of …

potential and, in particular when it comes to lack of risk capital, their innovation and R&D activity. Against this background … bank credit for SMEs, the consequences of Basel II on credit risk analysis and SMEs' possible strategic replies were …