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Balling, Morten (ed.); Bernet, Beat (ed.); Gnan, Ernest (ed.) - Conference on "Financing SMEs in Europe" <2008, Paris>; … - 2009

bank credit for SMEs, the consequences of Basel II on credit risk analysis and SMEs' possible strategic replies were …

Persistent link: https://www.econbiz.de/10011705468

Deposit Insurance Adoption and Bank Risk-Taking: the Role of Leverage

Lé, M. - Banque de France - 2013

Explicit deposit insurance is a crucial ingredient of modern financial safety nets. This paper investigates the effect of deposit insurance adoption on individual bank leverage. Using a panel of banks across 117 countries during the period 1986-2011, I show that deposit insurance adoption pushes...

Persistent link: https://www.econbiz.de/10010929763

Assessing the shape of the distribution of interest rates: lessons from French individual data.

Lacroix, R. - Banque de France - 2008

-à-vis the private sector collected by the Banque de France from a panel of French credit institutions. Indeed, the heterogeneity … of the credit market is a well-established fact which translate into high variability of interest rates at the micro …

Persistent link: https://www.econbiz.de/10008528494

Ex Ante Capital Position, Changes in the Different Components of Regulatory Capital and Bank Risk

Camara, B.; Lepetit, L.; Tarazi, A. - Banque de France - 2013

We investigate the impact of changes in capital of European banks on their risk-taking behavior from 1992 to 2006, a time period covering the Basel I capital requirements. We specifically focus on the initial level and type of regulatory capital banks hold. First, we assume that risk changes...

Persistent link: https://www.econbiz.de/10010929762

Currency Union with and without Banking Union.

Bignon, V.; Breton, R.; Rojas Breu, M. - Banque de France - 2013

credit market integration across jurisdictions impact the desirability of a currency union. We show that when those … impediments induce a higher cost for banks to manage cross-border credit compared to domestic credit, welfare may not be maximal …

Persistent link: https://www.econbiz.de/10010816016

La relation entre le taux des credits et le cout des ressources bancaires. Modelisation et estimation sur donnees individuelles de banques.

Baumel, L.; Sevestre, P. - Banque de France - 1997

Nous presentons un modele qui s'inscrit dans le schema theorique de l'economie d'endettement ou la fixation du taux des credits obeit a une logique de facturation du cout des ressources bancaires. Ce modele suppose que la concurrence sur le marche des credits est monopolistique et que les...

Persistent link: https://www.econbiz.de/10005781193

Cout du credit et montant des prets: une interpretation en termes de canal large du credit.

Rosenwald, F. - Banque de France - 1995

Persistent link: https://www.econbiz.de/10005781197

L’impact des chocs boursiers sur le crédit en France depuis le milieu des années quatre-vingt-dix.

Baude, J. - Banque de France - 2005

This study attempts to distinguish, in the impact on credit in France, between the effects of stock market shocks … positive credit gap but it was not entirely offset in 2004. …

Persistent link: https://www.econbiz.de/10005056510

On the Use of Banks Balance Sheet Data in Loan Market Studies: A Note

Sevestre, P. - Banque de France - 1998

Due to the unobservability of the new credit production, most of the empirical loan market studies use, instead, the … observable credit stock. This substitution has been pointed out to be likely to generate biases (e.g. see Lown and Peristiani …

Persistent link: https://www.econbiz.de/10005036188

Mark-up and Capital Structure of the Firm facing Uncertainty.

Chatelain, J.-B. - Banque de France - 2001

This paper shows that, with pre-set price and capital decisions of firms facing uncertainty and credit rationing, price …

Persistent link: https://www.econbiz.de/10005487059