bank credit for SMEs, the consequences of Basel II on credit risk analysis and SMEs' possible strategic replies were …

monetary policy does alter bank loan supply, with the effects most dependent on the liquidity of individual banks. Unlike in … the US, the size of a bank does generally not explain its lending reaction. We also show that the standard publicly …

, but the economic size of the effect is small. Bank reputation and perceived credit riskiness are the most relevant factors … heterogeneous patterns in the interest rates paid to borrow unsecured funds once bank size and other bank and market factors that … “punishment”, which possibly reflects market discipline. Bank reputation becomes even more important. (3) After Lehman …

leverage of the financial system, and prompted proposals by bank supervisors to significantly tighten bank capital requirements … new approach based on a data-rich environment at both the micro (bank) level and the macro level, using a combination of … bank panel regressions and macroeconomic factor models. We first identify bank leverage shocks at the micro level and …

The present paper investigates the pass-through mechanism between market interest rates and bank interest rates using a … panel of French banks based on new ESCB harmonised bank interest rate statistics (MIR: Monetary Interest Rates). The data … are extracted from new individual contracts on a monthly basis for the three main segments of the credit market (consumers …

from an implicit bank specific capital target and macro impacts of capital shortages on aggregate lending. (i) Our … quantitative country-wide index of bank capitalisation is consistent with the qualitative reports of the ECB Bank Lending Survey …

’s volatility) and bank-specific variables (size, capital ratio, ratio of non interest income to assets) that significantly affect …

Due to the unobservability of the new credit production, most of the empirical loan market studies use, instead, the … observable credit stock. This substitution has been pointed out to be likely to generate biases (e.g. see Lown and Peristiani …

Due to the unobservability of the new credit production, most of the empirical loan market studies use, instead, the … observable credit stock. This substitution has been pointed out to be likely to generate biases (e.g. see Lown and Peristiani …