banking crises. Recent findings show that government intervention results in only a small proportion of bank recoveries. This …

different combinations of bank asset and funding sources and assess their impact on the mortgage crisis. We then estimate how … distinct strategies have affected bank profitability and risk before the crisis, and what impact they have put on the mortgage …

This paper aims to answer the following question: what is (are) the cause(s) of the severe reduction in bank credits in … period an ultra–expansionary monetary policy has been implemented by the Bank of Japan. A theoretical lending–supply model is …

In autumn of 2007 Britain experienced its first bank run of any significance since the reign of Queen Victoria. The run … was on a bank called Northern Rock. This was extraordinary, for Britain had been free of such episodes because by early in … the third quarter of the 19th century the Bank of England had developed techniques to prevent them. A second extraordinary …

designing a relationship-lending model in which a bank operates as a financial intermediary and centralised monitor. In the … absence of deposit insurance, the bank’s limited liability option creates an incentive problem between the bank and its …, the bank must signal its safety to depositors by maintaining the equity ratio held. The optimal equity ratio is dynamic …

cyclical behaviour of European bank capital buffers. After controlling for other potential de-terminants of bank capital, we … taking place each year. We further distinguish by type and size of bank, and find that capital buffers of commercial and …

of Basel II on the efficiency of bank lending. We consider competitive credit markets where entrepreneurs may apply for … the cyclicality of bank lending over the business cycle. …

We study the effects on credit allocation and bank stability of introducing a leverage ratio requirement (LRR) on top … current 3% LRR might even reduce bank stability, counter to regulatory intentions. This is because the allocational effect … caused by the LRR, which makes bank loan portfolios more alike, may turn beneficial risk spreading into harmful risk …

banking system took its first step at the end of 1990 when the newly established commercial bank Banca Comerciala Romana (BCR …) took over retail operations performed previously by the National Bank of Romania (NBR). Simultaneously some privately … unfriendly economic environment, the poor quality of bank managers and shareholders and cumbersome legal procedures led to an …