:4, the findings reveal that, while bank-specific factors are dominant in case of state-owned banks, systemic variables tend … to overwhelm bank-specific factors in explaining behaviour of depositors of private banks. In case of private and foreign …

overcome the tendency for bank capitalisation that arises from systemic effects. If systemic effects are strong, regulation is …

The paper develops an empirical model to explore the role that bank characteristics play in influencing the monetary … classified according to size and capitalization, a monetary contraction lowers bank lending, although large and well …

The article surveys the literature pertaining to the Basel II and concludes with the concerns germane to India in this …

The article traces the development of banking in India since independence and raises certain issues relevant to the …

The new Basel accord is slated to come into effect in India around 2007 raising the question of how the revised … standards will influence bank behaviour. Using a simple theoretical model, it is shown that the revised accord will result in … asymmetric differences in the efficacy of monetary policy in influencing bank lending. This will, however, depend on a number of …

reinforcing the other, although the results differ across bank size class. …

Scheduled Commercial Banks in India. Among the explanatory variables, we incorporate, in addition to the standard set of …-performing assets is uniformly important across all bank groups in influencing spreads. …