Explains the pervasiveness and complexity of the many federal lending programs, their effect on the overall economy, the costs, as well as the benefits and risks they pose, and actions that should be taken to ensure such programs are more efficient and effective. - Provided by publisher

"Addresses the challenges of making financial systems more inclusive, emulating successful ventures in new markets, and utilizing technologies and government policies to support the expansion of financial access. Examines many dimensions of financial access, including measuring financial access,...

Examines the decline in saving in the United States over the past quarter-century. Is it a statistical artifact of the official measure of saving? Why don't Americans save? What are the consequences for economic growth, the performance of the aggregate economy, and policy goals? - Provided by...