combinations of time-varying borrower, loan contract and bank characteristics, and time, borrower, bank and borrower*bank fixed … effects. For the same borrower taking both conventional and Islamic loans from the same bank, the hazard rate on Islamic loans …

transition countries. The survey contains details on 3,105 recent bank loans. At the firm level, our findings suggest that firms …. However, foreign bank presence, weak corporate governance and the absence of capital controls encourage foreign currency …

by turning to other banks. Importantly the bank-lending channel is notably stronger when we account for unobserved time …

Recent theoretical models argue that a bank’s organizational structure reflects its lending technology. A … hierarchically organized bank will employ mainly hard information, whereas a decentralized bank will rely more on soft information …. We investigate theoretically and empirically how bank organization shapes banking competition. Our theoretical model …

Using a novel dataset that allows us to trace the primary bank relationships of a sample of mostly unlisted firms, we … explore which borrowers are able to benefit from foreign bank presence in emerging markets. Our results suggest that the … limits to financial integration are less tight than the static picture of bank-firm relationships implies. Even though …

-financial firms. In contrast, we find that bank stock prices increase. Cross sectional regressions show that the discretion embedded … in the supervisory control of bank mergers is a major determinant of the positive bank stock returns. This suggests that …

We study how firm-bank relationships and corporate financing evolved during the Twentieth century in Britain. We … likely to add a bank, especially when located in more competitive local banking markets. Deregulation and intensifying … added a bank following deregulation borrowed more than similar firms that did not add a bank, and their bank debt expanded …

requested and granted currency for more than hundred thousand loans granted by one bank to sixty thousand different firms. This … suggests that the bank lends in foreign currency, not only to less risky firms, but also when the firm requests a long …-term loan and when the bank itself has more funding in euro. These results imply that foreign currency borrowing in Eastern …