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Female Empowerment: Impact of a Commitment Savings Product in the Philippines
Ashraf, Nava; Karlan, Dean S.; Yin, Wesley - C.E.P.R. Discussion Papers - 2007
development goals. Microfinance in particular has often been argued, but not without controversy, to be a tool for empowering …
Persistent link: https://www.econbiz.de/10005792103
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Does Female Empowerment Promote Economic Development?
Doepke, Matthias; Tertilt, Michèle - C.E.P.R. Discussion Papers - 2011
Empirical evidence suggests that money in the hands of mothers (as opposed to their husbands) benefits children. Does this observation imply that targeting transfers to women is good economic policy? We develop a series of noncooperative family bargaining models to understand what kind of...
Persistent link: https://www.econbiz.de/10009147401
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Multi-product Firms and Product Turnover in the Developing World: Evidence from India
Goldberg, Pinelopi Koujianou; Khandelwal, Amit; … - C.E.P.R. Discussion Papers - 2008
detailed firm-level data from India, we provide the first evidence on the patterns of multi-product firm production in a large …-section, multi-product firms in India look remarkably similar to their U.S. counterparts, confirming the predictions of recent … churning - particularly product rationalization - is far less common in India. We thus find little evidence of "creative …
Persistent link: https://www.econbiz.de/10005123815
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Expanding Microenterprise Credit Access: Using Randomized Supply Decisions to Estimate the Impacts in Manila
Karlan, Dean S.; Zinman, Jonathan - C.E.P.R. Discussion Papers - 2009
Microcredit seeks to promote business growth and improve well-being by expanding access to credit. We use a field experiment and follow-up survey to measure impacts of a credit expansion for microentrepreneurs in Manila. The effects are diffuse, heterogeneous, and surprising. Although there is...
Persistent link: https://www.econbiz.de/10005048547
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Observing Unobservables: Identifying Information Asymmetries with a Consumer Credit Field Experiment
Karlan, Dean S.; Zinman, Jonathan - C.E.P.R. Discussion Papers - 2007
Information asymmetries are important in theory but difficult to identify in practice. We estimate the presence and importance of adverse selection and moral hazard in a consumer credit market using a new field experiment methodology. We randomized 58,000 direct mail offers issued by a major...
Persistent link: https://www.econbiz.de/10005497798
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Credit Elasticities in Less-Developed Economies: Implications for Microfinance
Karlan, Dean S.; Zinman, Jonathan - C.E.P.R. Discussion Papers - 2007
Policymakers often prescribe that microfinance institutions increase interest rates to eliminate reliance on subsidies …
Persistent link: https://www.econbiz.de/10005504442
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Group versus Individual Liability: A Field Experiment in the Philippines
Giné, Xavier; Karlan, Dean S. - C.E.P.R. Discussion Papers - 2007
Group liability is often portrayed as the key innovation that led to the explosion of the microcredit movement, which started with the Grameen Bank in the 1970s and continues on today with hundreds of institutions around the world. Group lending claims to improve repayment rates and lower...
Persistent link: https://www.econbiz.de/10005656151
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Expanding Credit Access: Using Randomized Supply Decisions to Estimate the Impacts
Karlan, Dean S.; Zinman, Jonathan - C.E.P.R. Discussion Papers - 2007
Expanding credit access is a key ingredient of development strategies worldwide. Microfinance practitioners … expansion. There is less consensus on the role of consumer credit in expansion initiatives. Some microfinance institutions are …
Persistent link: https://www.econbiz.de/10005114273
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Market Structure and Borrower Welfare in Microfinance
de Quidt, Jonathan; Fetzer, Thiemo; Ghatak, Maitreesh - C.E.P.R. Discussion Papers - 2012
Motivated by recent controversies surrounding the role of commercial lenders in microfinance, we analyze borrower …
Persistent link: https://www.econbiz.de/10011083818
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Improving Access to Banking: Evidence from Kenya
Allen, Franklin; Carletti, Elena; Cull, Robert; Qian, Jun; … - C.E.P.R. Discussion Papers - 2014
impact of Equity Bank—a leading private commercial bank focusing on microfinance—on the access to banking in Kenya. Unlike …
Persistent link: https://www.econbiz.de/10011084293