Jappelli, Tullio; Pagano, Marco - C.E.P.R. Discussion Papers - 1991
' incentives to share information about borrowers are positively related to the mobility and heterogeneity of borrowers, to the …, the United Kingdom and the United States, where the geographical mobility of households is high and the consumer credit … market is deep; while in countries with low mobility and thin consumer credit markets, e.g. Belgium and Italy, information …