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this observation imply that targeting transfers to women is good economic policy? We develop a series of noncooperative … assess the policy implications of these models. We find that targeting transfers to women can have unintended consequences … and may fail to make children better off. Moreover, different forms of empowering women may lead to opposite results. More …
Persistent link: https://www.econbiz.de/10009147401
Women’s empowerment and economic development are closely related: in one direction, development alone can play a major … role in driving down inequality between men and women; in the other direction, empowering women may benefit development … equality between men and women. …
Persistent link: https://www.econbiz.de/10011083373
A seven-year randomized evaluation suggests education subsidies reduce adolescent girls’ dropout, pregnancy, and marriage but not sexually transmitted infection (STI). The government’s HIV curriculum, which stresses abstinence until marriage, does not reduce pregnancy or STI. Both programs...
Persistent link: https://www.econbiz.de/10011145417
Lending to the poor is expensive due to high screening, monitoring, and enforcement costs. Group lending advocates believe lenders overcome this by harnessing social connections. Using data from FINCA-Peru, I exploit a quasi random group formation process to find evidence of peers successfully...
Persistent link: https://www.econbiz.de/10005791873
development goals. Microfinance in particular has often been argued, but not without controversy, to be a tool for empowering … women. Here, using a randomized controlled trial, we examine whether access to an individually-held commitment savings … women who have below median decision-making power in the baseline, and we find this leads to a shift towards female …
Persistent link: https://www.econbiz.de/10005792103
Microcredit seeks to promote business growth and improve well-being by expanding access to credit. We use a field experiment and follow-up survey to measure impacts of a credit expansion for microentrepreneurs in Manila. The effects are diffuse, heterogeneous, and surprising. Although there is...
Persistent link: https://www.econbiz.de/10005048547
Information asymmetries are important in theory but difficult to identify in practice. We estimate the presence and importance of adverse selection and moral hazard in a consumer credit market using a new field experiment methodology. We randomized 58,000 direct mail offers issued by a major...
Persistent link: https://www.econbiz.de/10005497798
Policymakers often prescribe that microfinance institutions increase interest rates to eliminate reliance on subsidies …
Persistent link: https://www.econbiz.de/10005504442
pre-existing group liability 'centres' of approximately twenty women to individual-liability centres (treatment) and kept …
Persistent link: https://www.econbiz.de/10005656151
Expanding credit access is a key ingredient of development strategies worldwide. Microfinance practitioners … expansion. There is less consensus on the role of consumer credit in expansion initiatives. Some microfinance institutions are …
Persistent link: https://www.econbiz.de/10005114273