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insurance industry. When the degree of competition increases, fraud increases but the response of the industry in terms of …
Persistent link: https://www.econbiz.de/10005791672
regulations, alter financial institutions’ trading behavior. The insurance industry provides a natural laboratory to explore these …
Persistent link: https://www.econbiz.de/10011186617
This Paper tests the presence of multiple independent submarkets in the Italian motor insurance industry. Independence …
Persistent link: https://www.econbiz.de/10005792543
This paper assesses the possible impact of a Euro-Mediterranean Agreement (EMA) on Egypt and Jordan and identifies …
Persistent link: https://www.econbiz.de/10005791725
democracies. The incumbent can prevent credible challengers from running, organize vote fraud, or even physically eliminate the …
Persistent link: https://www.econbiz.de/10011084133
yielding equilibria exhibiting various degrees of inefficiencies and fraud. The variety of results has fostered the impression …
Persistent link: https://www.econbiz.de/10005791194
This Paper studies the consequences of price discrimination in a market for experts’ services. In the case of experts markets, where the expert observes the intervention that a consumer needs to fix his problem and also provides a treatment, price discrimination proceeds along the dimension of...
Persistent link: https://www.econbiz.de/10005504480
When entering retirement most people face the decision whether they would like their defined contribution account balance paid as a lump sum or to annuitize the amount. The fact that people tend to choose the lump sum even if economic reasons suggest not to is called the annuity puzzle. In a...
Persistent link: https://www.econbiz.de/10011165648
macroeconomic and political uncertainty. Demand for macroeconomic shock insurance was high; 36.7 percent of microentrepreneurs in … the treatment group purchased insurance. However, purchasing insurance does not change the likelihood that a business … microenterprises. However, insurance may still be of value to them to help cope with shocks when they do occur, but we are unable to …
Persistent link: https://www.econbiz.de/10011084029
This paper constructs a dynamic model of health insurance to evaluate the short- and long run effects of policies that … prevent firms from conditioning wages on health conditions of their workers, and that prevent health insurance companies from … charging individuals with adverse health conditions higher insurance premia. Our study is motivated by recent US legislation …
Persistent link: https://www.econbiz.de/10011084411