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Health Insurance without Single Crossing: why healthy people have high coverage
Boone, Jan; Schottmüller, Christoph - C.E.P.R. Discussion Papers - 2011
Standard insurance models predict that people with high (health) risks have high insurance coverage. It is empirically documented that people with high income have lower health risks and are better insured. We show that income differences between risk types lead to a violation of single crossing...
Persistent link: https://www.econbiz.de/10009209831
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Selective contracting and foreclosure in health care markets
Bijlsma, Michiel; Boone, Jan; Zwart, Gijsbert - C.E.P.R. Discussion Papers - 2009
We analyze exclusive contracts between health care providers and insurers in a model where some consumers choose to stay uninsured. In case of a monopoly insurer, exclusion of a provider changes the distribution of consumers who choose not to insure. Although the foreclosed care provider remains...
Persistent link: https://www.econbiz.de/10008491723
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Health insurance competition: the effect of group contracts
Boone, Jan; Douven, Rudy; Droge, Carline; Mosca, Ilaria - C.E.P.R. Discussion Papers - 2010
In countries like the US and the Netherlands health insurance is provided by private firms. These private firms can offer both individual and group contracts. The strategic and welfare implications of such group contracts are not well understood. Using a Dutch data set of about 700 group health...
Persistent link: https://www.econbiz.de/10008468653
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Separating Selection and Incentive Effects in Health Insurance
Gardiol, Lucien; Geoffard, Pierre-Yves; Grandchamp, Chantal - C.E.P.R. Discussion Papers - 2005
This paper provides an analysis of the health insurance and health care consumption. A structural microeconomic model of joint demand for health insurance and health care is developed and estimated using full maximum likelihood method using Swiss insurance claims data for over 60,000 adult...
Persistent link: https://www.econbiz.de/10005124425
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Competition leverage: how the demand side affects optimal risk adjustment
Bijlsma, Michiel; Boone, Jan; Zwart, Gijsbert - C.E.P.R. Discussion Papers - 2011
We study optimal risk adjustment in imperfectly competitive health insurance markets when high-risk consumers are less likely to switch insurer than low-risk consumers. First, we find that insurers still have an incentive to select even if risk adjustment perfectly corrects for cost differences...
Persistent link: https://www.econbiz.de/10009144733
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Marriage and Divorce: Changes and their Driving Forces
Stevenson, Betsey; Wolfers, Justin - C.E.P.R. Discussion Papers - 2007
increasingly important, emerging as a widely used step on the path to marriage. Out-of-wedlock fertility has also risen, consistent …We document key facts about marriage and divorce, comparing trends through the past 150 years and outcomes across … quarter century. Marriage rates have also been falling, but more strikingly, the importance of marriage at different points in …
Persistent link: https://www.econbiz.de/10005662232
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Patient Mobility, Health Care Quality and Welfare
Brekke, Kurt Richard; Levaggi, Rosella; Siciliani, Luigi; … - C.E.P.R. Discussion Papers - 2011
Patient mobility is a key issue in the EU who recently passed a new law on patients' right to EU-wide provider choice. In this paper we use a Hotelling model with two regions that differ in technology to study the impact of patient mobility on health care quality, health care financing and...
Persistent link: https://www.econbiz.de/10009293984
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Sinking, Swimming, or Learning to Swim in Medicare Part D
Ketcham, Jonathan D.; Lucarelli, Claudio; Miravete, … - C.E.P.R. Discussion Papers - 2011
Under Medicare Part D, senior citizens choose prescription drug insurance offred by numerous private insurers. We examine non-poor enrollees' actions in 2006 and 2007 using panel data. Our sample reduced overspending by $298 on average, with gains by 81% of them. The greatest improvements were...
Persistent link: https://www.econbiz.de/10009322981
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Entry and Regulation - Evidence from Health Care Professions
Schaumans, Catherine; Verboven, Frank - C.E.P.R. Discussion Papers - 2006
The health care professions in Europe have been subject to substantial entry and conduct regulation. Most notably, pharmacies have frequently received high regulated markups over wholesale costs, and have been protected from additional competition through geographic entry restrictions. We...
Persistent link: https://www.econbiz.de/10005662356
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Can We Measure Hospital Quality from Physicians' Choices?
Machado, Matilde Pinto; Mora, Ricardo; Romero-Medina, … - C.E.P.R. Discussion Papers - 2008
In this paper, we propose an alternative methodology for ranking hospitals based on the choices of Medical School graduates over hospital training vacancies. Our methodology is therefore a revealed preference approach. Our methodology for measuring relative hospital quality has the following...
Persistent link: https://www.econbiz.de/10005666868