offered financial education. Both programs included a voluntary after-school savings club that provided students with a locked … money box. After nine months, both programs had significant impacts on savings behavior relative to the control group …, mostly because children moved savings from home to school. We observed few other impacts. We do find that financial education …

Evidence on the effectiveness of financial education and formal savings account access is lacking, particularly for … shows the education plus account treatment increases bank savings relative to account-only. But survey-measured total … savings shows roughly equal increases across all treatment arms. Earned income also increases in all treatment arms. We find …

suggest that the combination of a clear and understandable match for saving, easily accessible savings vehicles, the …

Savings accounts are owned by most households, but little is known about the performance of households’ investments. We … create a unique dataset by matching information on individual savings accounts from the DNB Household Survey with market data …