Standard insurance models predict that people with high (health) risks have high insurance coverage. It is empirically … risk types lead to a violation of single crossing in the standard insurance model. If insurers have some market power, this …

then occurs in equilibrium. Under competitive insurance markets, the anticompetitive exclusive equilibrium survives … insurance markets exclusion is desirable as long as no provider is excluded by all insurers. …

In countries like the US and the Netherlands health insurance is provided by private firms. These private firms can … understood. Using a Dutch data set of about 700 group health insurance contracts over the period 2007-2008, we estimate a model …

This paper provides an analysis of the health insurance and health care consumption. A structural microeconomic model … of joint demand for health insurance and health care is developed and estimated using full maximum likelihood method … using Swiss insurance claims data for over 60,000 adult individuals. The estimation strategy relies on the institutional …

We study optimal risk adjustment in imperfectly competitive health insurance markets when high-risk consumers are less …

Consumers, when buying health insurance, do not know the exact value of each treatment that they buy coverage for. This … leads them to overvalue some treatments and undervalue others. We show that the insurance market cannot correct these … government can stimulate R&D in breakthrough treatments by excluding treatments with low value added from health insurance …

insurance policy. Requiring clients to purchase insurance substantially lowered loan renewal. The insurance was useless, due to … business losses, rather than pay modest insurance premiums, implies the substantial financial gains from microfinance loans are …

This paper looks into the search behavior of consumers in the market for health insurance contracts. We consider the … recent health insurance reform in The Netherlands, where a private-public mix of insurance provision was replaced by a system … insurance system. This model provides us with a number of hypotheses, which we test using data from the Dutch Health Care …

-time. We analyze the relationship between part-time work and life satisfaction, and between job satisfaction and preferred … working hours using panel data on life and job satisfaction for a sample of partnered women and men. We also utilize time … hypothesis in this context. Our main results indicate that partnered women in part-time work have high levels of job satisfaction …

satisfaction; job satisfaction; and life satisfaction. We account for interdependence within the family using data on partnered men … and women from the British Household Panel Survey. We find that men have the highest hours-of-work satisfaction if they … work full-time without overtime hours but neither their job satisfaction nor their life satisfaction are affected by how …