of banking services is related to household characteristics, as well as to bank ownership, deposit insurance and creditor … protection. At the household level we find that the holding of a bank account, a bank card, or a mortgage increases with income … the religion and social integration of a household as well as the gender of the household head. Using the within …

Existing studies of household stock trading using administrative data offer conflicting results: discount brokerage … and SCF to examine the overall extent of household portfolio inertia in participation and trading and its link to … household characteristics and stock market movements. We document considerable portfolio inertia, linked to characteristics (e …

datasets. We contribute to filling the gap with two novel household surveys that record the frequency with which investors …

household characteristics. Statistical analysis finds (1) an increase in stock market participation in all countries; (2 … household characteristics. As our empirical results point to the relevance of participation costs, we probe into a number of …

two waves of the Spanish household finance survey (EFF). I estimate discrete hazard models using retrospective and within …-period purchase sequences. I also estimate an (S,s) model combining transactions data with longitudinal information on household …

This paper provides the first joint analysis of household stockholding participation, location among stockholding modes …