offered financial education. Both programs included a voluntary after-school savings club that provided students with a locked … money box. After nine months, both programs had significant impacts on savings behavior relative to the control group …, mostly because children moved savings from home to school. We observed few other impacts. We do find that financial education …

crisis. The paper recommends obligatory private savings at a variable rate where the time path of the savings rate is chosen …

empirical results indicate that an increase in the duration of unemployment spells of male household heads is associated with … indicate that in the South consumption should fall more than in the North when the male household head becomes unemployed. This …

women. Here, using a randomized controlled trial, we examine whether access to an individually-held commitment savings … product leads to an increase in female decision-making power within the household. We find positive impacts, particularly for …-oriented durables goods purchased in the household. …

-migrant. Although migrants lose their original social networks whilst overseas, savings and human capital accumulation acquired abroad …

expenditure. We find support for these predictions in three field experiments that randomly assign reminders to new savings …

between factor- and personal-income distribution are studied in the light of existing analytic results from the precautionary-savings … literature, and by numerical solution experiments. Aggregate savings are an increasing function of non-accumulated income …

savings, investment, and labour supply in neoclassical models, and to the rate of unemployment in job search models. These …

This paper examines the relative savings position of migrant households in West Germany, paying particular attention to … differences between temporary and permanent migrants. Utilizing household level data from the German Socio-Economic Panel (GSOEP …), our findings reveal significant differences in the savings rates between foreign-born and German-born individuals. These …