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Can Microfinance Unlock a Poverty Trap for Some Entrepreneurs?

Banerjee, Abhijit - 2019

, India, we find that "gung ho entrepreneurs" (GEs), households who were already running a business before microfinance …

Persistent link: https://www.econbiz.de/10012480290

Aspirations and Financial Decisions : Experimental Evidence from the Philippines

McKenzie, David J.; Mohpal, Aakash; Yang, Dean - National Bureau of Economic Research - 2021

A randomized experiment among poor entrepreneurs tested the impact of exogenously inducing higher financial aspirations. In theory, raising aspirations could have positive effects by inducing higher effort, but could also reduce effort if unmet aspirations lead to frustration. Treatment resulted...

Persistent link: https://www.econbiz.de/10012496161

The Persistent Power of Behavioral Change : Long-Run Impacts of Temporary Savings Subsidies for the Poor

Schaner, Simone - 2016

-run impacts on experimental bank account use and almost entirely driven by growth in entrepreneurship. Temporary interest rates … directed to joint bank accounts had no detectable long-run impacts on entrepreneurship or income, but increased investment in …

Persistent link: https://www.econbiz.de/10012456145

Hoping to Win, Expected to Lose : Theory and Lessons on Micro Enterprise Development

Karlan, Dean - 2012

Many basic economic theories with perfectly functioning markets do not predict the existence of the vast number of microenterprises readily observed across the world. We put forward a model that illuminates why financial and managerial capital constraints may impede experimentation, and thus...

Persistent link: https://www.econbiz.de/10012460338

Give Me a Pass : Flexible Credit for Entrepreneurs in Colombia

Brune, Lasse; Giné, Xavier; Karlan, Dean - National Bureau of Economic Research - 2022

Microcredit promised business growth for small firms lacking access to banking loans. Yet while reaching millions, recent randomized evaluations suggest limited average business impacts. Critics often blame contract rigidity, specifically the fixed and frequent installments, for the lack of...

Persistent link: https://www.econbiz.de/10013462683

Immigrant Entrepreneurs and Innovation in the U.S. High-Tech Sector

Brown, J. David - 2019

We estimate differences in innovation behavior between foreign versus U.S.-born entrepreneurs in high-tech industries … characteristics and innovation activities. We find uniformly higher rates of innovation in immigrant-owned firms for 15 of 16 … different innovation measures; the only exception is for copyright/trademark. The immigrant advantage holds for older firms as …

Persistent link: https://www.econbiz.de/10012479519