A famous idea to maintain affordable health expenditures is to cut back statutory health insurance (SHI) to a basic … insurance and to introduce supplementary private health insurance (PHI), permitted to cover the remaining benefits and to apply … managed care mechanisms. The measure is supposed to lower public health expenditures and to enhance cost efficiency and …

on health care quality, health care financing and welfare. We show that without patient mobility quality is too low (high …

market. These health care services are obtained normally through insurance contracts. In this paper, I seek explanations for …In Scandinavia, the provision of health care services has been, almost entirely, the responsibility of the public … health care system. However, in the last five to seven years there has been remarkable growth in the private health care …

can be used to self-insure, substituting for both formal and informal insurance. We investigate this question using a … remittances, which supports the idea that remittances act as (self-) insurance. We also show that purchasing formal funeral cover … is influenced by other risk management strategies and that determinants of informal insurance differ from those of formal …

that extended health insurance to one-quarter of the population to achieve universal coverage while keeping health spending …We estimate the impact on health care utilization and out-of-pocket (OOP) expenditures of a major reform in Thailand … health care, while spending at the very top of the OOP distribution was reduced by one-half representing substantial …

, the demand for LTC insurance is still ostensibly small in comparison to the financial risk, which is reflected in the … formation of expectations of insurance coverage. One explanation that has received limited support is that expectations of … either ‘public sector funding’ and ‘family bailout’ crowd out individual incentives to seek insurance. This paper aims to …

This paper investigates competition between health insurance companies under different financing regulations. We … consider two alternatives advanced in recent German health care reform discussions: competition by contribution rates (health … contributions) and by fees (health premia). We find that contribution rate competition yields lower company profits and higher …

This paper studies the design of health insurance with ex post moral hazard, when there is imperfect competition in the … are considered. The insurance contract specifies two types of copayments: an ad valorem coinsurance rate and a specific …