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Health Values, Preference Inconsistency, and Insurance Demand

Wrede, Matthias - CESifo - 2005

Several empirical studies provide evidence that their actual health state affects people’s attitudes towards health and medical care in hypothetical health states. In the tradition of behavioural economics this paper considers the actual health state as a point of reference and builds a model...

Persistent link: https://www.econbiz.de/10005406000

Efficient Transfer of Aging Provisions in Private Health Insurance

Meier, Volker - CESifo - 2003

In long-term private health insurance contracts, aging provisions are used to flatten premium profiles. An individual would like to change insurers if she perceives a low service quality. The first-best optimum is characterized by provision transfers which are higher for high risks and may be...

Persistent link: https://www.econbiz.de/10005406102

Transferable Ageing Provisions in Individual Health Insurance Contracts

Baumann, Florian; Meier, Volker; Werding, Martin - CESifo - 2004

We consider lifetime health insurance contracts in which ageing provisions are used to smooth the premium profile. The stock of capital accumulated for each individual can be split into two parts: a premium insurance and an annuitised life insurance, where the latter would be transferable...

Persistent link: https://www.econbiz.de/10005406229

Job Lock: Evidence from a Regression Discontinuity Design

Fairlie, Robert W.; Kapur, Kanika; Gates, Susane - CESifo - 2015

Employer-provided health insurance may restrict job mobility, resulting in “job lock.” Previous research on job lock finds mixed results using several methodologies. We take a new approach to examine job-lock by exploiting the discontinuity created at age 65 through the qualification for...

Persistent link: https://www.econbiz.de/10011257676

Retiree Health Insurance for Public School Employees: Does it Affect Retirement?

Fitzpatrick, Maria D. - CESifo - 2013

Despite the widespread provision of retiree health insurance for public sector workers, little attention has been paid to its effects on employee retirement. This is in contrast to the large literature on health-insurance-induced “job-lock” in the private sector. I use the introduction of...

Persistent link: https://www.econbiz.de/10010877641

Universal Coverage on a Budget: Impacts on Health Care Utilization and Out-Of-Pocket Expenditures in Thailand

Limwattananon, Supon; Neelsen, Sven; O'Donnell, Owen; … - CESifo - 2013

probability of receiving public ambulatory care by 2.7 ppt (5%) and of admission to a public hospital by 1 ppt (18%). OOP …

Persistent link: https://www.econbiz.de/10010665044

Do Cost-sharing and Entry Deregulation Curb Pharmaceutical Innovation?

Grossmann, Volker - CESifo - 2011

This paper examines the role of both cost-sharing schemes in health insurance systems and entry regulation for pharmaceutical R&D expenditure, drug prices, aggregate productivity, and income. The analysis suggests that both an increase in the coinsurance rate and stricter price regulations...

Persistent link: https://www.econbiz.de/10009020095

Pharmaceutical Innovation, Longevity, and Medical Expenditure in Greece, 1995-2010

Lichtenberg, Frank - CESifo - 2015

death), hospital utilization, and medical expenditure in Greece during the period 1995-2010. The estimates indicate that … the number of hospital days. Real per capita pharmaceutical expenditure increased rapidly during this period, but 62% of … the increase in pharmaceutical expenditure was offset by a reduction in hospital expenditure attributable to …

Persistent link: https://www.econbiz.de/10011122677