Despite the widespread provision of retiree health insurance for public sector workers, little attention has been paid … to its effects on employee retirement. This is in contrast to the large literature on health-insurance-induced “job …-lock” in the private sector. I use the introduction of retiree health insurance for public school employees in combination with …

state as a point of reference and builds a model for studying the implications of this phenomenon on health insurance and on … demand for medical care. It considers the insurance demand of different types of agents: naive individuals, individuals who …

In long-term private health insurance contracts, aging provisions are used to flatten premium profiles. An individual …

We consider lifetime health insurance contracts in which ageing provisions are used to smooth the premium profile. The … stock of capital accumulated for each individual can be split into two parts: a premium insurance and an annuitised life … insurance, where the latter would be transferable between insurers without triggering premium changes through risk segmentation …

that extended health insurance to one-quarter of the population to achieve universal coverage while keeping health spending …

This paper examines the role of both cost-sharing schemes in health insurance systems and entry regulation for …

Employer-provided health insurance may restrict job mobility, resulting in “job lock.” Previous research on job lock …

The purpose of this paper is to compare the cost efficiency of private and public property insurance providers in … measurement errors and apply the model to a data set on 19 firms in housing insurance markets in Switzerland. We show that the … public insurance providers are about 20 per cent more cost efficient than their private counterparts. …