We estimate the impact on health care utilization and out-of-pocket (OOP) expenditures of a major reform in Thailand … that extended health insurance to one-quarter of the population to achieve universal coverage while keeping health spending … health care, while spending at the very top of the OOP distribution was reduced by one-half representing substantial …

intermediary, parameters of the information structure (precisions of public and private information), and the level of stress …

Employer-provided health insurance may restrict job mobility, resulting in “job lock.” Previous research on job lock …

This paper examines the role of both cost-sharing schemes in health insurance systems and entry regulation for …. Extension to an endogenous growth context suggests that, when individual labor supply depends on health status, both cost …

Despite the widespread provision of retiree health insurance for public sector workers, little attention has been paid … to its effects on employee retirement. This is in contrast to the large literature on health-insurance-induced “job …-lock” in the private sector. I use the introduction of retiree health insurance for public school employees in combination with …

Several empirical studies provide evidence that their actual health state affects people’s attitudes towards health and … medical care in hypothetical health states. In the tradition of behavioural economics this paper considers the actual health … state as a point of reference and builds a model for studying the implications of this phenomenon on health insurance and on …

In long-term private health insurance contracts, aging provisions are used to flatten premium profiles. An individual …

We consider lifetime health insurance contracts in which ageing provisions are used to smooth the premium profile. The …

This paper studies the interaction between public and private health care provision in a National Health Service (NHS …), with free public care and costly private care. The health authority decides whether or not to allow private provision and … "crowds out" public provision, and results in lower overall health care provision. While the health authority can mitigate …