on health care quality, health care financing and welfare. We show that without patient mobility quality is too low (high …

A famous idea to maintain affordable health expenditures is to cut back statutory health insurance (SHI) to a basic … insurance and to introduce supplementary private health insurance (PHI), permitted to cover the remaining benefits and to apply … managed care mechanisms. The measure is supposed to lower public health expenditures and to enhance cost efficiency and …

In Scandinavia, the provision of health care services has been, almost entirely, the responsibility of the public … health care system. However, in the last five to seven years there has been remarkable growth in the private health care … market. These health care services are obtained normally through insurance contracts. In this paper, I seek explanations for …

We estimate the impact on health care utilization and out-of-pocket (OOP) expenditures of a major reform in Thailand … that extended health insurance to one-quarter of the population to achieve universal coverage while keeping health spending … health care, while spending at the very top of the OOP distribution was reduced by one-half representing substantial …

Theoretical considerations suggest that nonlinear health care price schedules have heterogeneous effects on health care … heterogeneous reactions to the introduction of a nonlinear price schedule in the German statutory health insurance system. In … administrative insurance claims data from the largest German health insurance plan, we find that some individuals strongly react to …

This paper investigates competition between health insurance companies under different financing regulations. We … consider two alternatives advanced in recent German health care reform discussions: competition by contribution rates (health … contributions) and by fees (health premia). We find that contribution rate competition yields lower company profits and higher …