Lusardi, Annamaria; Skinner, Jonathan; Venti, Steven - Center for Retirement Research (CRR), Boston College - 2003
In the past two decades, the personal saving rate in the United States has declined dramatically, from 10.6 percent of disposable personal income in 1984 to a low of 2.3 percent in 2001, before bouncing back to 3.9 percent in 2002 (U.S. Department of Commerce, 2003). There is considerable debate...
