When adult children provide care for their aging parents, they often do so at great expense to themselves incurring … Health and Retirement Study that included questions on motivations for, and concerns with, the provision of familial …

Health and Retirement Study (HRS) using empirical estimates from a structural model of the impact of employer matching on …

Employer matching of employee 401(k) contributions can provide a powerful incentive to save for retirement. We examine … administrative contribution, earnings, and pension plan data from the Health and Retirement Study and estimate that the elasticity of …

earnings on those contributions are awarded as a lump sum at retirement. Although the majority of workers lucky enough to have …

All major industrial countries will experience significant population aging over the next several decades. In both … academic circles and the business press it is widely believed that population aging will have important effects on financial … on the macroeconomic and asset market effects of population aging, focusing on four related issues: (a) The impact of …

retirement earnings test for those aged 65-69, on the labor supply of older men using data from the 1996-2004 waves of the Health … and Retirement Study (HRS). Based on reduced-form specifications, we find that the repeal of the earnings test increased …

Financing retirement is one of the major challenges facing an aging U.S. population. If individuals continue to retire … in their early 60s, many will be hard pressed to maintain an adequate standard of living throughout retirement due to the … declining role of Social Security, the shift to 401(k) plans, and low personal saving rates. Combine the retirement income …

A crucial decision facing retirement savers is how to allocate their savings across broad investment classes, including …-border investing would have been advantageous to U.S. retirement savers in the past. The analysis is based on empirical evidence on … returns. The goal is to determine whether U.S. workers would have obtained higher expected retirement incomes, with smaller …

The employment of older workers into their mid-60s will be critical to their ability to ensure a secure retirement. One … course, disrupt their retirement saving plans, and lead to premature retirement. This paper explores the relationship between …

This paper estimates how much people actually receive in retirement relative to earnings before retirement when all … need between 70 and 75 percent of their pre-retirement earnings to maintain their life style once they stop working. The … objective of this study is to determine what people are actually receiving in retirement. Regardless of how retirement income …