This paper describes contributions to employer-sponsored retirement accounts, using newly available longitudinal data …

Financing retirement is one of the major challenges facing an aging U.S. population. If individuals continue to retire … in their early 60s, many will be hard pressed to maintain an adequate standard of living throughout retirement due to the … declining role of Social Security, the shift to 401(k) plans, and low personal saving rates. Combine the retirement income …

A crucial decision facing retirement savers is how to allocate their savings across broad investment classes, including …-border investing would have been advantageous to U.S. retirement savers in the past. The analysis is based on empirical evidence on … returns. The goal is to determine whether U.S. workers would have obtained higher expected retirement incomes, with smaller …

The employment of older workers into their mid-60s will be critical to their ability to ensure a secure retirement. One … course, disrupt their retirement saving plans, and lead to premature retirement. This paper explores the relationship between …

This paper estimates how much people actually receive in retirement relative to earnings before retirement when all … need between 70 and 75 percent of their pre-retirement earnings to maintain their life style once they stop working. The … objective of this study is to determine what people are actually receiving in retirement. Regardless of how retirement income …

’ saving for retirement. We find that many and perhaps most households appear to be saving adequate amounts for retirement, but … almost no link between stock values and the adequacy of retirement saving. Historical variation in equity values and …

little to increase retirement preparedness among lower-income groups. …

Because most workers receive health benefits from their employers, retirement often disrupts health insurance coverage … retiree benefits from their own employers or their spouses’ employers delay retirement to age 65, when Medicare coverage … after retirement. Today most workers with employer health benefits retain their coverage when they retire early, although …