Financing retirement is one of the major challenges facing an aging U.S. population. If individuals continue to retire … in their early 60s, many will be hard pressed to maintain an adequate standard of living throughout retirement due to the … declining role of Social Security, the shift to 401(k) plans, and low personal saving rates. Combine the retirement income …

A crucial decision facing retirement savers is how to allocate their savings across broad investment classes, including … risk of catastrophic investment shortfalls, if they invested part of their retirement savings in foreign stocks and bonds …-border investing would have been advantageous to U.S. retirement savers in the past. The analysis is based on empirical evidence on …

The employment of older workers into their mid-60s will be critical to their ability to ensure a secure retirement. One … course, disrupt their retirement saving plans, and lead to premature retirement. This paper explores the relationship between …

This paper estimates how much people actually receive in retirement relative to earnings before retirement when all … need between 70 and 75 percent of their pre-retirement earnings to maintain their life style once they stop working. The … objective of this study is to determine what people are actually receiving in retirement. Regardless of how retirement income …

little to increase retirement preparedness among lower-income groups. …

’ saving for retirement. We find that many and perhaps most households appear to be saving adequate amounts for retirement, but … almost no link between stock values and the adequacy of retirement saving. Historical variation in equity values and …

Because most workers receive health benefits from their employers, retirement often disrupts health insurance coverage … retiree benefits from their own employers or their spouses’ employers delay retirement to age 65, when Medicare coverage … after retirement. Today most workers with employer health benefits retain their coverage when they retire early, although …

systems to include individual accounts for financing retirement pensions. In most of these countries, a portion of the … into retirement accounts. Upon reaching retirement age, the contributions and accumulated interest in an individual …’s account are used to finance all or part of that individual’s total retirement pension. Although an individual account may be a …