This paper aims at gaining deeper understanding of the possible effects of combined microfinance (CMF) on social and …

reducing poverty. In many countries, microfinance institutions (MFIs) have become popular instruments for redistributive pro … when combining micro-credit with savings and insurance. By reviewing cross-sectional evidence of 250 microfinance schemes …-poor policies. While microcredit programmes have undoubtedly improved the lives of millions of poor households, they are also …

Product diversification involving simultaneously microcredit, savings or insurance services –also called combined … microfinance (CMF)- can both leverage and challenge policy outcomes. This paper reviews two complementary questions in this regard … can have adverse effects on the depth of poverty outreach, pro-poor and gender specific policy measures need to be put in …

In the past, the microfinance industry focused mainly on growth and outreach. Addressing financial exclusion implied a … of their mind. In a second step the chapter reviews the existing empirical research on microfinance over-indebtedness and … examines how prevalent over-indebtedness is in microfinance markets today. It highlights the evidence for over-indebtedness in …

Microfinance institutions serve a majority of female borrowers. But do men and women benefit from same credit … database including 34,000 loan applications from a Brazilian microfinance institution over an eleven-year period. The model … considers a lender that offers standardized loan contracts with a fixed interest rate, which is common practice in microfinance …

The microfinance industry has been celebrated both for its social impact on poverty alleviation and for its … profitability. With issues of over-indebtedness emerging among microfinance customers, both achievements are at risk. This paper … microfinance over-indebtedness erroneously oversimplify the reality of microfinance customers. The paper works with theoretical and …

Worldwide, microcredit organizations are gradually transforming to multi-servicing organizations offering additional … financial services. This paper examines whether combining microcredit with insurance and/or savings enhances their economic …-sectional data from 250 microfinance institutions (MFIs) from Latin America and the Caribbean, it compares MFIs offering credit only …

short cases to indicate how a social problem was addressed by a social innovation by entrepreneurial actions by microfinance … service providers. The cases are from microcredit, microguarantee, microinsurance and microequity. …