Showing 1 - 10 of 71
Microfinance industry has grown massively in the past decades. Even if it is commonly considered as an importantdevelopment tool, the evidence of the socio-economic impact of microfinance is mixed, regardless of what methodology hasbeen applied. The purpose of this study is to assess the...
Persistent link: https://www.econbiz.de/10010721430
This paper compares the loans granted to male and female entrepreneurs by a French microfinance institution (MFI). The sample period is split in two: before and after the MFI implemented France's regulatory EUR 10,000 loan ceiling. In the first period, the MFI does not co-finance projects with...
Persistent link: https://www.econbiz.de/10010736404
In the microfinance industry the idea of “empowerment” is often valued as a means to encourage female emancipation from male domination. This paper’s main purpose is to draw on women’s testimonies and narratives to highlight the fundamental importance within these processes of women’s...
Persistent link: https://www.econbiz.de/10008752805
The evidence on gender discrimination in lending remains controversial. To capture gender biases in banks’ loan allocations, we observe the impact on the applicants of a microfinance institution (MFI) and exploit the natural experiment of a regulatory change imposing a strict EUR 10,000 loan...
Persistent link: https://www.econbiz.de/10011185443
Social banks are financial intermediaries paying attention to non-economic (i.e. social, ethical, and environmental) criteria. This paper investigates the behavior of social banks in the European credit market. We use a unique hand-collected dataset on 389 business loans granted by a French...
Persistent link: https://www.econbiz.de/10010675885
Poor women borrow from multiple sources. This study examines whether the source of debt matters for women’s role in household financial decisions. Drawing on a household survey from rural Tamil Nadu, we categorise women’s loans along the lines of accessibility and formality into ‘planned...
Persistent link: https://www.econbiz.de/10010754480
Poor women have complex financial lives. They borrow from a variety of sources. So far, however, research has focussed only on formal borrowing as a source of women’s empowerment. This study examines whether type of borrowing matters to women. We differentiate between ‘easy loans’ – that...
Persistent link: https://www.econbiz.de/10010700941
Recent economic literature on poverty may be broadly divided into two strands. One strand investigates the multidimensional nature of poverty. The other strand, employing the large availability of household surveys, investigates the micro and macro determinants of monetary poverty, analyzing the...
Persistent link: https://www.econbiz.de/10010968990
Next to the taking of lives and the destruction of infrastructure, violent conflict also affects the long-term growth path of a country by its effect on human capital accumulation. This paper investigates the effect of exposure to violent conflict on the completion of primary schooling. We use a...
Persistent link: https://www.econbiz.de/10009319721
We examine differences in the intensity of employer priors against men and women with Arabic names in Sweden by testing how much more work experience is needed to eliminate the disadvantage of having an Arabic name on job applications. Employers are first sent CVs of equal merits in a...
Persistent link: https://www.econbiz.de/10009145945