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Conventional wisdom associates the success of microfinance group lending with joint liability only. Recent studies have … microfinance group lending. I reconcile seemingly divergent views on the role of social capital by pointing out that authors … measure social capital. I emphasize the need for a theoretical framework designed to fit social capital in the microfinance …
Persistent link: https://www.econbiz.de/10010585813
short cases to indicate how a social problem was addressed by a social innovation by entrepreneurial actions by microfinance … service providers. The cases are from microcredit, microguarantee, microinsurance and microequity. …
Persistent link: https://www.econbiz.de/10010723276
Microfinance group lending with joint liability allows asset-poor individuals to replace physical collateral by social … collateral. The literature on microfinance lacks a rigid framework for analyzing the consequences of using social collateral for …
Persistent link: https://www.econbiz.de/10010752706
Using data from 319 microfinance institutions (MFIs) in 68 developing countries, we study the degree to which …
Persistent link: https://www.econbiz.de/10009364299
In a context where MIVs face several bottlenecks regarding their future role in the microfinance industry, this paper …
Persistent link: https://www.econbiz.de/10010570837
As part of the tremendous development experienced by microfinance over the last few years, one type of institution has …
Persistent link: https://www.econbiz.de/10005558867
In the past, the microfinance industry focused mainly on growth and outreach. Addressing financial exclusion implied a … of their mind. In a second step the chapter reviews the existing empirical research on microfinance over-indebtedness and … examines how prevalent over-indebtedness is in microfinance markets today. It highlights the evidence for over-indebtedness in …
Persistent link: https://www.econbiz.de/10009320345
Microfinance institutions serve a majority of female borrowers. But do men and women benefit from same credit … database including 34,000 loan applications from a Brazilian microfinance institution over an eleven-year period. The model … considers a lender that offers standardized loan contracts with a fixed interest rate, which is common practice in microfinance …
Persistent link: https://www.econbiz.de/10008642289
The microfinance industry has been celebrated both for its social impact on poverty alleviation and for its … profitability. With issues of over-indebtedness emerging among microfinance customers, both achievements are at risk. This paper … microfinance over-indebtedness erroneously oversimplify the reality of microfinance customers. The paper works with theoretical and …
Persistent link: https://www.econbiz.de/10008675430
This paper measures the over-indebtedness of microborrowers in Ghana. It defines over-indebtedness from a customer-protection perspective, considering borrowers over-indebted if they continuously struggle with repayment and experience unacceptable sacrifices related to their debt. We find that...
Persistent link: https://www.econbiz.de/10010533747