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Foreclosure prevention efforts continue in Texas metro areas

Community Affairs Office - In: e-Perspectives (2011) 2

Although the level of seriously delinquent mortgages in Texas is slightly improved from one year ago (see the … accompanying article), such mortgages are still at very high levels in the metro areas. For example, over 30,000 households are at … rate of one out of every 22 mortgages reported. To address this issue, local coalitions and the Texas Foreclosure …

Persistent link: https://www.econbiz.de/10009292964

Texas housing and mortgage update

Community Affairs Office - In: e-Perspectives (2011) 2

mortgages in the lead-up to the recent recession; therefore, the region did not get into a mortgage crisis as severe as in some …

Persistent link: https://www.econbiz.de/10009292965

Homeownership and affordable lending: a case study

Community Affairs Office - In: Banking and Community Perspectives (2007) 3

Homeownership doesn't just provide people a place to live. It also enables them to accumulate wealth by saving more and building equity in their homes.

Persistent link: https://www.econbiz.de/10005387161

Asset building and the wealth gap

Community Affairs Office - In: Banking and Community Perspectives (2006) 3

Building and maintaining financial security is increasingly difficult for a growing portion of American households. Wealth is less prevalent in middle-class households and increasing among the already well-to-do. At the same time, poverty is growing and concentrating disproportionately among the...

Persistent link: https://www.econbiz.de/10005387163

RAISE Texas: moving Texans towards financial success

Community Affairs Office - In: Banking and Community Perspectives (2008) 2, pp. 1-7

What began several years ago as a network of matched savings programs to encourage low-income Texans to save has blossomed into a statewide, comprehensive asset-building movement now known as RAISE Texas.

Persistent link: https://www.econbiz.de/10005717130

Credit counseling: in person, by phone or online

Community Affairs Office - In: e-Perspectives (2007) 3

A recent study finds that telephone and face-to-face counseling can be equally effective and appear to generate equivalent outcomes for consumers' creditworthiness two years later. The increase in telephone and online counseling may encourage consumers to seek earlier assistance for their credit...

Persistent link: https://www.econbiz.de/10004998072

New scrutiny for consumer credit counseling industry

Community Affairs Office - In: e-Perspectives (2007) 3

Government actions, combined with oversight and standardization from industry organizations, benefit consumers by enabling them to more easily identify agencies that work in their best interest and are certified to provide them with quality financial education.

Persistent link: https://www.econbiz.de/10004998078

Get Checking launches in Houston

Community Affairs Office - In: e-Perspectives (2006) 4

Access to mainstream financial services is on the horizon for unbanked and underbanked consumers in Houston through Get Checking(TM), a national initiative sponsored by eFunds Corp. and the University of Wisconsin Extension.

Persistent link: https://www.econbiz.de/10004998080

Dallas Fed updates "Building wealth"

Community Affairs Office - In: e-Perspectives (2007) 1

the Bank's hallmark personal finance education resource, Building Wealth. …

Persistent link: https://www.econbiz.de/10004998083

Choosing a credit counseling agency

Community Affairs Office - In: e-Perspectives (2007) 3

Consumers can go online to get advice about choosing the right agency.

Persistent link: https://www.econbiz.de/10004998090