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Effects of Pensions on Saving : Analysis with Data from the Health and Retirement Study

Gustman, Alan L. - 1998

a simple life cycle explanation for savings. They also raise questions about whether pensions are fundamentally a tax … and Retirement Study (HRS), and the role of pensions in forming retirement wealth. Pension coverage is widespread … those with pensions than for those without pensions. Multivariate regressions relating total wealth to pension coverage and …

Persistent link: https://www.econbiz.de/10012472131

The Effect of Means-Tested Income Support for the Elderly on Pre-Retirement Saving : Evidence from the SSI Program in the U.S

Neumark, David - 1997

We attempt to draw inferences about potential behavioral responses to means-tested" income support for the elderly by examining the effects on saving of the Supplemental Security" Income (SSI) program for the aged in the U.S. Part of the SSI program provides payments to the" poor elderly, thus...

Persistent link: https://www.econbiz.de/10012472510

Projected Retirement Wealth and Savings Adequacy in the Health and Retirement Study

Moore, James F. - 1997

approximately $325,000 including pensions, social security, housing, and other financial wealth, an amount projected to grow to …

Persistent link: https://www.econbiz.de/10012472572

Australia's Retirement Income System : Implications for Saving and Capital Markets

Edey, Malcolm - 1996

Australia is in the early stages of introducing a system of self-provision for retirement through mandatory contributions to" private superannuation funds. For most employees, the scheme will eventually replace, either fully or partially, the government age pension, currently relied upon by a...

Persistent link: https://www.econbiz.de/10012473034

The Wealth of Cohorts : Retirement Saving and the Changing Assets of Older Americans

Venti, Steven F. - 1996

Personal retirement accounts are becoming an increasingly important form of retirement saving. Using data from the Survey of Income and Program Participation, the paper considers the effect of this change on the assets of recent retirees and persons who are approaching retirement. Much of the...

Persistent link: https://www.econbiz.de/10012473236

Personal Retirement Saving Programs and Asset Accumulation : Reconciling the Evidence

Poterba, James M. - 1996

Over the past several years, we have undertaken a series of analysies of the effect of IRA and 401(k) contributions on net personal saving. Saver hetero- geneity is the key impediment to determining the saving effect of these plans We emphasize that no single method can provide sure control for...

Persistent link: https://www.econbiz.de/10012473249

Lump-Sum Distributions from Retirement Saving Plans : Receipt and Utilization

Poterba, James M. - 1995

One of the central issues in evaluating the ongoing shift from defined benefit (DB) to defined contribution (DC) pension plans is the degree to which assets in DC plans will be withdrawn before plan participants reach retirement age. The annual flow of withdrawals from such plans, which are...

Persistent link: https://www.econbiz.de/10012473572

The Effects of Special Saving Programs on Saving and Wealth

Poterba, James M. - 1995

Individual saving through targeted retirement saving accountsþIRAs and 401(k)sþgrew rapidly in the United States during the 1980s. The microeconomic evidence presented in this paper suggests that most of the contributions to these programs represent new saving that would not otherwise have...

Persistent link: https://www.econbiz.de/10012473583

The Consequences of Population Aging on Private Pension Fund Saving and Asset Markets

Schieber, Sylvester J. - 1994

This paper examines the impact of the aging demographic structure of the U.S. on its funded private pension system. A 75-year outlook is produced for the pension system corresponding to the 75-year forecast of the Social Security system. The primary result is that the pension system will cease...

Persistent link: https://www.econbiz.de/10012474267

The Wealth of Cohorts : Retirement Saving and the Changing Assets of Older Americans

Wise, David A. - 1993

Persistent link: https://www.econbiz.de/10012474340