Does limited access to formal savings services impede business growth in poor countries? To shed light on this question … expenditures. We see no impact for bicycle-taxi drivers. These results imply significant barriers to savings and investment for …

monthly deposits for them were at the 79th, 91st, and 96th percentiles of baseline savings. Survey data show no clearly … discernible intention-to-treat effects on savings or any downstream outcomes. This suggests that policies merely focused on …

Using data from a field experiment in Kenya, we document that providing individuals with simple informal savings … providing a safe place to keep money was sufficient to increase health savings, through a mental accounting effect. Adding an … earmarking feature was only helpful when funds were put towards emergencies; earmarking for preventative health reduced savings …