Narrow search
Showing 1 - 10 of 12
Cover Image
Financial Literacy, Retirement Planning, and Household Wealth
van Rooij, Maarten - 2011
savings plan has been shown to boost wealth. Overall, financial literacy, both directly and indirectly, is found to have a …
Persistent link: https://www.econbiz.de/10012461319
Cover Image
Financial Literacy, Retirement Preparation and Pension Expectations in the Netherlands
Alessie, Rob J. - 2011
We present new evidence on financial literacy and retirement preparation in the Netherlands based on two surveys conducted before and after the onset of the financial crisis. We document that while financial knowledge did not increase from 2005 to 2010, significantly more individuals planned for...
Persistent link: https://www.econbiz.de/10012461548
Cover Image
Household Saving Behavior : The Role of Financial Literacy, Information, and Financial Education Programs
Lusardi, Annamaria - 2008
, African-Americans, and Hispanics. Moreover, close to half of older workers do not know which type of pensions they have and …
Persistent link: https://www.econbiz.de/10012464823
Cover Image
Planning and Financial Literacy : How Do Women Fare?
Lusardi, Annamaria - 2008
Many older US households have done little or no planning for retirement, and there is a substantial population that seems to undersave for retirement. Of particular concern is the relative position of older women, who are more vulnerable to old-age poverty due to their longer longevity. This...
Persistent link: https://www.econbiz.de/10012464898
Cover Image
Financial Literacy and Retirement Planning in Canada
Boisclair, David - 2014
retirement savings …
Persistent link: https://www.econbiz.de/10012458370
Cover Image
Financial Literacy and Retirement Planning in Germany
Bucher-Koenen, Tabea - 2011
We examine financial literacy in Germany using data from the SAVE survey. We find that knowledge of basic financial concepts is lacking among women, the less educated, and those living in East Germany. In particular, those with low education and low income in East Germany have little financial...
Persistent link: https://www.econbiz.de/10012461547
Cover Image
Financial Literacy and Retirement Planning in the United States
Lusardi, Annamaria - 2011
We examine financial literacy in the United States using the new National Financial Capability Study, wherein we demonstrate that financial literacy is particularly low among the young, women, and the less-educated. Moreover, Hispanics and African-Americans score the least well on financial...
Persistent link: https://www.econbiz.de/10012461549
Cover Image
Financial Literacy and Planning : Implications for Retirement Wellbeing
Lusardi, Annamaria - 2011
Relatively little is known about why people fail to plan for retirement and whether planning and information costs might affect retirement saving patterns. This paper reports on a purpose-built survey module on planning and financial literacy for the Health and Retirement Study which measures...
Persistent link: https://www.econbiz.de/10012461580
Cover Image
Precautionary Savings and the Importance of Business Owners
Hurst, Erik - 2005
business owners and non-business owners, the size of precautionary savings with respect to labor income risk is modest and … high estimate of the importance of precautionary savings. New data from the Survey of Consumer Finances further confirms … that precautionary savings account for less than ten percent of total wealth for both business owners and non …
Persistent link: https://www.econbiz.de/10012466941
Cover Image
Disentangling the Importance of the Precautionary Saving Mode
Kennickell, Arthur - 2004
We assess the importance of the precautionary saving motive by relying on a direct question about precautionary wealth from the 1995 and 1998 waves of the Survey of Consumer Finances. In this survey, a new question has been designed to elicit the amount of desired precautionary wealth. This...
Persistent link: https://www.econbiz.de/10012467799