Showing 1 - 6 of 6
We test whether the provision of multiple labeled savings accounts affects savings and downstream outcomes in an … experiment with 761 microentrepreneurs in urban Malawi. Treatment respondents received one or multiple savings accounts, in the … form of lockboxes or mobile money. We find that while providing additional boxes increased savings by 40%, technical issues …
Persistent link: https://www.econbiz.de/10012481992
Does limited access to formal savings services impede business growth in poor countries? To shed light on this question … expenditures. We see no impact for bicycle-taxi drivers. These results imply significant barriers to savings and investment for …
Persistent link: https://www.econbiz.de/10012463955
Many farmers in the developing world lack access to effective savings and storage devices. Such devices might be … selling) sold later and at higher prices. We find no effects of the individual input savings intervention on input usage …
Persistent link: https://www.econbiz.de/10012453323
monthly deposits for them were at the 79th, 91st, and 96th percentiles of baseline savings. Survey data show no clearly … discernible intention-to-treat effects on savings or any downstream outcomes. This suggests that policies merely focused on …
Persistent link: https://www.econbiz.de/10012456214
The welfare impact of expanding access to bank accounts depends on whether accounts crowd out pre-existing financial relationships, or whether private gains from accounts are shared within social networks. To study the effect of accounts on financial linkages, we provided free bank accounts to a...
Persistent link: https://www.econbiz.de/10012457329
Using data from a field experiment in Kenya, we document that providing individuals with simple informal savings … providing a safe place to keep money was sufficient to increase health savings, through a mental accounting effect. Adding an … earmarking feature was only helpful when funds were put towards emergencies; earmarking for preventative health reduced savings …
Persistent link: https://www.econbiz.de/10012461402