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Bank Competition and Firm Growth in the Enlarged European Union

Pellényi, Gábor; Borkó, Tamás - DIW Berlin (Deutsches Institut für Wirtschaftsforschung) - 2009

We examine the impact of bank competition and institutional factors on net firm entry in a sample of European … find that bank competition helps firm entry. In addition, better institutions - especially legal structure and property …

Persistent link: https://www.econbiz.de/10011128097

Are Women More Credit-Constrained than Men?: Evidence from a Rising Credit Market

Barasinska, Nataliya; Schäfer, Dorothea - DIW Berlin (Deutsches Institut für Wirtschaftsforschung) - 2010

This study investigates whether gender discrimination is taking place in an innovative credit market known as peer-to-peer lending. Based on the data of the largest German peer-to-peer lending platform, we observe that female borrowers pay on average higher interest rates than males despite the...

Persistent link: https://www.econbiz.de/10011128102

Foreign Currency Borrowing: The Case of Hungary

Pellényi, Gábor; Bilek, Péter - DIW Berlin (Deutsches Institut für Wirtschaftsforschung) - 2009

We use household survey data from Hungary to analyse the determinants of foreign currency (FX) borrowing. We do not find evidence that Hungarian FX borrowers are better educated, wealthier or more risk-loving than their peers. In fact, FX borrowing is a common phenomenon driven mostly by...

Persistent link: https://www.econbiz.de/10011128104

How Do Insured Deposits Affect Bank Risk?: Evidence from the 2008 Emergency Economic Stabilization Act

Lambert, Claudia; Noth, Felix; Schüwer, Ulrich - DIW Berlin (Deutsches Institut für Wirtschaftsforschung) - 2013

$100,000 to $250,000 per depositor and bank. For some banks, the amount of insured deposits increased significantly; for …

Persistent link: https://www.econbiz.de/10011128840

Loan Loss Provision: Some Empirical Evidence for Italian Banks

Caporale, Guglielmo Maria; Alessi, Matteo; Colli, Stefano Di - DIW Berlin (Deutsches Institut für Wirtschaftsforschung) - 2015

This paper uses data from a panel of more than 400 Italian banks for the period 2001 – 2012 to examine the main determinants of loan loss provision (LLP), which are classified as either discretionary (income smoothing, capital management,signalling) or non-discretionary (related to the...

Persistent link: https://www.econbiz.de/10011196045

Would Lehman Sisters Have Done It Differently?: An Empirical Analysis of Gender Differences in Investment Behavior

Barasinska, Nataliya - DIW Berlin (Deutsches Institut für Wirtschaftsforschung) - 2010

This study appraises the role of gender in the behavior of individuals who make risky investments. The analysis bases on real-life investment data collected at an online market for peer-to-peer lending. The aim is to find out whether male and female investors differ in propensity for risk taking...

Persistent link: https://www.econbiz.de/10010896116

Bank Market Structure and Firm Capital Structure

Baert, Lieven; Vennet, Rudi Vander - DIW Berlin (Deutsches Institut für Wirtschaftsforschung) - 2008

finding is a negative and significant relationship between the degree of concentration of European bank markets and the market … bank conduct. This support for the market power hypothesis indicates that further measures are needed to make bank lending …

Persistent link: https://www.econbiz.de/10010896118

Banks in Space: Does Distance Really Affect Cross-Border Banking?

Neugebauer, Katja - DIW Berlin (Deutsches Institut für Wirtschaftsforschung) - 2010

During the last years, gravity equations have leapt from the trade literature over into the literature on financial markets. Martin and Rey (2004) were the first to provide a theoretical model for cross-border asset trade, yielding a structural gravity equation that could be tested empirically....

Persistent link: https://www.econbiz.de/10010896125

Bank-Specific Shocks and the Real Economy

Buch, Claudia M.; Neugebauer, Katja - DIW Berlin (Deutsches Institut für Wirtschaftsforschung) - 2010

Government interventions into the financial system in the form of bail out operations or liquidity assistance are often justified with the systemic importance of large banks for the real economy. In this paper, we test whether idiosyncratic shocks to loan growth at large banks have effects on...

Persistent link: https://www.econbiz.de/10010896126

Cross-Border Banking, Bank Market Structures and Market Power: Theory and Cross-Country Evidence

Bremus, Franziska - DIW Berlin (Deutsches Institut für Wirtschaftsforschung) - 2013

Patterns in cross-border banking have changed since the global financial crisis. This may affect domestic bank market … modes of cross-border banking impact bank concentration. I use a two- country general equilibrium model with heterogeneous … banking sector on bank market structures. The model suggests that both cross-border lending and bank FDI mitigate …

Persistent link: https://www.econbiz.de/10010896185