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Perceptions of (Micro)Insurance in Southern Ghana: The Role of Information and Peer Effects

Giesbert, Lena; Steiner, Susan - DIW Berlin (Deutsches Institut für Wirtschaftsforschung) - 2012

This article investigates the understandings and perceptions of (micro)insurance among low-income people in southern Ghana, using evidence from four focus group discussions. It analyzes how the focus group participants think about various types of insurance - among them a micro life insurance...

Persistent link: https://www.econbiz.de/10009652506

Bank Competition and Firm Growth in the Enlarged European Union

Pellényi, Gábor; Borkó, Tamás - DIW Berlin (Deutsches Institut für Wirtschaftsforschung) - 2009

We examine the impact of bank competition and institutional factors on net firm entry in a sample of European manufacturing industries over the 1995-2006 period. Taking into account industry differences in the need for external finance, we find that bank competition helps firm entry. In...

Persistent link: https://www.econbiz.de/10011128097

Information Sharing and Cross-border Entry in European Banking

Giannetti, Caterina; Jentzsch, Nicola; Spagnolo, Giancarlo - DIW Berlin (Deutsches Institut für Wirtschaftsforschung) - 2010

Information asymmetries can severely limit cross-border border expansion of banks. When a bank enters a new market, it has incomplete information about potential new clients. Such asymmetries are reduced by credit registers, which distribute financial data on bank clients. We investigate the...

Persistent link: https://www.econbiz.de/10008583478

Banking Competition, Good or Bad?: The Case of Promoting Micro and Small Enterprise Finance in Kazakhstan

Schäfer, Dorothea; Siliverstovs, Boriss; Terberger, Eva - DIW Berlin (Deutsches Institut für Wirtschaftsforschung) - 2005

Competition is claimed to be beneficial in development projects promoting micro and small enterprise finance although there are still some doubts whether these loans can be developed into a profitable business. Actually nothing is known about how many MSE banking units optimally should be...

Persistent link: https://www.econbiz.de/10005068666

Informed Capital in a Hostile Environment: The Case of Relational Investors in Germany

Schäfer, Dorothea; Schilder, Dirk - DIW Berlin (Deutsches Institut für Wirtschaftsforschung) - 2006

Informed capital is a crucial ingredient to a well-functioning market for start-up finance, especially in times of difficult market conditions. For bank-based systems, the question regarding which investors actually supply informed capital has not yet been answered. To fill this gap, we conduct...

Persistent link: https://www.econbiz.de/10005068684

Bank Competition and Firm Growth in the Enlarged European Union

Pellényi, Gábor; Borkó, Tamás - DIW Berlin (Deutsches Institut für Wirtschaftsforschung) - 2009

Persistent link: https://www.econbiz.de/10005069154

Why Do Firms Switch Their Main Bank?: Theory and Evidence from Ukraine

Stephan, Andreas; Tsapin, Andriy; Talavera, Oleksandr - DIW Berlin (Deutsches Institut für Wirtschaftsforschung) - 2009

We examine why firms change their main bank and how this affects loans, interest payments and firm performance after switching. Using unique firm-bank matched Ukrainian data, the treatment effect estimates suggest that more transparent and riskier companies are more likely to switch their main...

Persistent link: https://www.econbiz.de/10005068870

How Do Tourists React to Political Violence?: An Empirical Analysis of Tourism in Egypt

Fielding, David; Shortland, Anja - DIW Berlin (Deutsches Institut für Wirtschaftsforschung) - 2010

This paper uses a detailed database of political violence in Egypt to study European and US tourists' attitudes towards … political violence and counter-violence on tourist flows to Egypt in the 1990s. We find that both US and EU tourists respond …. There is also evidence of tourism in Egypt being affected by the Israeli / Palestinian conflict, with arrivals of tourists …

Persistent link: https://www.econbiz.de/10008568554

Is Government Ownership of Banks Really Harmful to Growth?

Andrianova, Svetlana; Demetriades, Panicos; Shortland, Anja - DIW Berlin (Deutsches Institut für Wirtschaftsforschung) - 2010

We put forward a modern version of the 'developmental' view of government-owned banks which shows that the combination of information asymmetries and weak institutions creates scope for such banks to play a growth-promoting role. We present new cross-country evidence consistent with our...

Persistent link: https://www.econbiz.de/10008457139

Financial System Development, Regulation and Economic Growth: Evidence from Russia

Thießen, Ulrich - DIW Berlin (Deutsches Institut für Wirtschaftsforschung) - 2004

Recent contributions to the empirical analysis of the relationship between financial system development and economic growth found that an exogenous component of financial system development causes economic growth, is a good predictor of growth and that its growth impact is relatively large. In...

Persistent link: https://www.econbiz.de/10005068825