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Funding Self-Employment: The Role of Consumer Credit
Kneiding, Christoph; Kritikos, Alexander S. - DIW Berlin (Deutsches Institut für Wirtschaftsforschung) - 2011
This paper investigates whether self-employed households use consumer loans - in particular instalment loans and overdrafts - to finance business activities. Controlling for financial and non-financial household variables we show that self-employed households particularly use personal overdrafts...
Persistent link: https://www.econbiz.de/10009401160
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Mortgage Market Maturity and Homeownership Inequality among Young Households: A Five-Country Perspective
Bicakova, Alena; Sierminska, Eva - DIW Berlin (Deutsches Institut für Wirtschaftsforschung) - 2008
This paper uses the newly constructed Luxembourg Wealth Study data to document cross-country variation in homeownership …
Persistent link: https://www.econbiz.de/10005069036
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Consumption, Wealth, Stock and Housing Returns: Evidence from Emerging Markets
Caporale, Guglielmo Maria; Souza, Ricardo M. - DIW Berlin (Deutsches Institut für Wirtschaftsforschung) - 2011
consumption, aggregate wealth, and labour income should predict both stock returns and housing returns. We use quarterly data for … wealth held in the form of housing (i.e., when stock and housing assets are substitutes), then they will temporarily reduce …
Persistent link: https://www.econbiz.de/10009322379
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Are Stock and Housing Returns Complements or Substitutes?: Evidence from OECD Countries
Caporale, Guglielmo Maria; Souza, Ricardo M. - DIW Berlin (Deutsches Institut für Wirtschaftsforschung) - 2011
deviations from the common trend among consumption, aggregate wealth, and labour income, cay, and focus on the implications for …
Persistent link: https://www.econbiz.de/10009322380
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Representative Wealth Data for Germany from the German SOEP: The Impact of Methodological Decisions around Imputation and the Choice of the Aggregation Unit
Frick, Joachim R.; Grabka, Markus M.; Sierminska, Eva M. - DIW Berlin (Deutsches Institut für Wirtschaftsforschung) - 2007
The definition and operationalization of wealth information in population surveys and the corresponding microdata …-data-collection stage may interfere consid-erably with the substantive research question. Looking at wealth data from the German SOEP, this … analysis affects wealth distri-bution and inequality analysis. Obviously, when measured in "per capita household" terms, wealth …
Persistent link: https://www.econbiz.de/10005068905
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Measuring Income Risk
Burgess, Simon; Gardiner, Karen; Jenkins, Stephen P.; … - DIW Berlin (Deutsches Institut für Wirtschaftsforschung) - 2000
We provide a critique of the methods that have been used to derive measures of income risk and draw attention to the importance of demographic factors as a source of income risk. We also propose new measures of the contribution to total income risk of demographic and labour market factors....
Persistent link: https://www.econbiz.de/10004963611
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Confronting the Representative Consumer with Household-Size Heterogeneity
Koulovatianos, Christos; Schröder, Carsten; Schmidt, Ulrich - DIW Berlin (Deutsches Institut für Wirtschaftsforschung) - 2010
Much analysis in macroeconomics empirically addresses economy-wide incentives behind consumer/investment choices by using insights from the way a single representative household would behave. Heterogeneity at the micro level can jeopardize attempts to back up the representative consumer...
Persistent link: https://www.econbiz.de/10008645018
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Respondent Driven Sampling
Schonlau, Matthias; Liebau, Elisabeth - DIW Berlin (Deutsches Institut für Wirtschaftsforschung) - 2010
Respondent driven sampling (RDS) is a network sampling technique typically employed for hard-to-reach populations (e.g. drug users, men who have sex with men, people with HIV). Similar to snowball sampling, initial seed respondents recruit additional respondents from their network of friends....
Persistent link: https://www.econbiz.de/10008462070
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Taking "Don't Knows" as Valid Responses: A Complete Random Imputation of Missing Data
Kroh, Martin - DIW Berlin (Deutsches Institut für Wirtschaftsforschung) - 2004
Incomplete data is a common problem of survey research. Recent work on multiple imputation techniques has increased analysts' awareness of the biasing effects of missing data and has also provided a convenient solution. Imputation methods replace non-response with estimates of the unobserved...
Persistent link: https://www.econbiz.de/10005068716
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Financial Risk Aversion and Household Asset Diversification
Barasinska, Nataliya; Schäfer, Dorothea; Stephan, Andreas - DIW Berlin (Deutsches Institut für Wirtschaftsforschung) - 2009
This paper explores the relationship between self-declared risk aversion of private investors and their willingness to hold diversified portfolios of financial assets. The analysis is based on household survey data from the German Socioeconomic Panel (SOEP) that provides a reliable measure of...
Persistent link: https://www.econbiz.de/10010661268