The objective of this paper is to explore commercial bank participation in the farm real estate loan market. We do that primarily through a review and analysis of recent bank survey and secondary data. We briefly consider some of the changes in economic conditions (e.g., farm income levels,...

Initially, we explore the attitudes and perceptions of farmers and low farm profitability as potential constraints to rural financial intermediation and investment in agriculture. As part of this discussion we consider what is factual about the "access to credit problem." Second, we summarize...